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Who We Serve

Your physician disability coverage options have never been better

No matter where you are in your career, we have industry-leading options to help you protect your income if you ever become injured or too sick to practice.

Our commitment to our policyowners never stops. We’re built on a foundation of integrity, value and strength, and we have a long history of doing the right thing for the people we serve. Our team will always be ready to answer any questions you have and help you choose the coverage and amount that is right for you.

Early-Career Physicians

Becoming a doctor is a journey that can be full of excitement, but also anxiety about finances. Whether you’re just starting out as a resident, finishing your fellowship and trying to get promoted, or in practice for 5 years and thinking about buying a home or starting a family, we take a holistic approach to financial planning that integrates all areas of life —so you can focus on building your professional career while feeling secure in your personal finances.




✔ Getting Organized

As a new member of our network, we’re here to help you get organized. There are a lot of “new” things to consider, like starting your investments and understanding your new employer benefit. We can help you understand it all in simple terms.

✔ Student Loans

Student loans can feel overwhelming, but we’re here to help. You might be wondering about PSLF, or torn between accelerated repayment and investment options. We'll help you navigate through these choices to make sure you're set up for success.

✔ Life outside of medicine

We're there for every major milestone in your life. Whether you're buying a home, starting a family, or planning for retirement—we're your partner every step of the way.

✔ Asset protection and risk management

You've accomplished so much, and there's more success to come. Let's safeguard that, and make sure everything runs smoothly on the road ahead.

Mid-Career Physicians

With the bulk of your student loan debt out of the way, and perhaps an official homeowner, family planning is happening fast, so what's next? This is the phase where you’ll really start to see your wealth grow. At this stage, we’ll plan for tax-efficient and risk diversification steps that can help you reach your goals faster. Your advisor will help you understand what to do with your investments from here, so that you can potentially optimize your investments.




✔ Help maximize your investment

Investments can be confusing. Let us help you find the right mix of accounts to reach your goals and keep on track.

✔ Plan your taxes

As your career progresses, you will have to take a much closer look at the income tax planning that you will be doing. This includes such things as portfolio builds and asset preservation.

✔ Protect your assets

When you think about all the serious stuff you’re building in your next stage of life, it’s time to start protecting those assets. We’ll help you safeguard them and make sure they build up so they can take care of you through all your future stages.

✔ Plan for the future

We’re here to help you organize your financial life, so you can spend more time enjoying the moments that matter most. From education funding to estate planning, we'll guide you every step of the way.

Established-Career Physicians

As your net worth increases, the conversations can start to get a little more complex. We’ll review and optimize what the final years of accumulation will look like, but more importantly what the decumulation phase will look like. It’s time to address asset protection and estate planning with an eye towards minimizing future tax burdens and costs in order to maximize your legacy.




✔ Help optimize

We’re here to help make your goals a reality. From investments to tax planning, we'll be with you every step of the way.

✔ Protect your assets

You’ve been working hard to build up your savings and prepare for retirement. We’ll help you protect those assets by providing fiduciary level advice, insurance, and investment management services you can trust.

✔ Safeguard estate planning

Your estate is more than a bunch of assets. It’s your legacy, and we’ll help you get it right.

✔ Plan for the golden years

Let's look ahead, and find out what your hard work has accomplished for you and your family. We'll help you plan for your golden years.

Disability Insurance for Doctors

We buy insurance to protect our homes, cars and even mobile phones. If you’re a physician or dentist, you have or will likely have malpractice insurance. Hopefully you’re also considering disability insurance. As medical professionals, we invest a great deal into our careers and our ability to generate income. Disability insurance for physicians and dentists protects a portion of that income.